With rising medical costs and lifeโs unpredictability, ensuring coverage for oneโs health has never been more critical. AXA Philippines, one of the largest and fastest-growing insurance companies in the country, introduces AXA Health Max Elite, a superior critical illness plan designed to provide unmatched protection and financial security when it matters most.
AXA understands that Filipinos work tirelessly to build a secure future for themselves and their loved ones. However, a single health crisisโwhether an unexpected diagnosis, a sudden accident, or a hereditary conditionโcan quickly derail financial stability. AXA Health Max Elite empowers individuals with extensive coverage, ensuring access to quality medical care and peace of mind during lifeโs most difficult moments.

Photo: Unsplash, Martha Dominguez de Gouveia
Redefining Critical Illness Coverage
Setting a new benchmark in health protection, AXA Health Max Elite offers comprehensive coverage for over 150 critical illnesses, including conditions at various stages of severity. Designed with inclusivity and long-term security in mind, this plan provides multi-claim benefits, extended support for recovery, and first-in-market features that no other insurance plan in the market can provide.
Unparalleled Benefits
AXA Health Max Elite goes beyond basic coverage by offering:
- Up to 9x Coverage of Your Plan โ The most extensive multi-claim feature in the market, allowing multiple claims of up to 400% of the sum insured based on the severity of the illness.
- Pre-Early Stage Protection โ A first in the industry, providing 10% of the sum insured for early-stage diagnoses such as benign tumors and suspected malignancies, enabling early intervention and better health outcomes.
- Enhanced Diagnosis Benefits โ Receive 100% of the sum insured for major conditions or 20% for minor conditions, with an additional 10% for life-saving surgeries or prolonged ICU stays, claimable twice over the policyโs lifetime.
- Ongoing Recovery Support โ For critical illnesses that might potentially recur, such as cancer, heart attacks, and strokes, AXA allows multiple major condition claims (up to four times) and two minor condition claims, ensuring sustained financial support throughout recovery.
- Extensive Coverage Limits โ With a maximum coverage of PHP10 million, Health Max Elite is the most extensive critical illness plan available, covering both listed and unlisted conditions for unparalleled protection.
Industry-First Coverage for Mental Health
AXA Health Max Elite extends protection beyond physical illnesses by covering serious mental health conditions such as Depression, Mild Schizophrenia, and Mild Bipolar Disorder. Mental health remains one of the most overlooked yet financially draining medical concerns, and this pioneering feature ensures that individuals receive the care they need without the added financial burden.
Exclusive Family-Inclusive Benefits
Because protecting loved ones is just as important, AXA offers a 10% discount on total annual premiums for families enrolling at least two members, ensuring that more Filipinos gain access to comprehensive health protection.
Financial Security for the Best
AXA Health Max Elite is more than just an insurance planโ itโs a commitment to your well-being. This plan is designed to support families, protect savings, and ensure access to the best healthcare options available.
With its superior coverage and first-in-market benefits, know you can move forward in life with confidence, ensuring that your health, savings, and future are protected.
Take control of your health today. Speak with an AXA representative to learn more about how AXA Health Max Elite can provide the protection and security you deserve. Visit AXA Philippines for more information.